Consumer Financing

File a Collateral Protection Claim

Complete the form below and an SDS Insurance Representative will contact you to assist with your claim.

Customer Information
Claim Information
Accident / Loss Details
Required Documentation

An SDS Insurance Representative will reach out to request the following to move your claim forward:

  • Police Report
  • Vehicle photos: all 4 corners of the vehicle, odometer showing current mileage, and the VIN plate
  • Repair Estimate
  • Other supporting documents
Important Coverage Information

Collateral Protection (CP) coverage is included as part of your vehicle payment. To remain eligible for CP benefits, CP premiums must be paid and your account must meet the coverage requirements outlined in your Collateral Protection Agreement.

If your account is delinquent or CP premiums have not been paid, your claim may be denied. Submission of a claim does not guarantee coverage. All claims are subject to review and verification of eligibility based on the terms and conditions of the Collateral Protection Agreement.

Any person who knowingly provides false, incomplete, or misleading information in connection with a claim may be subject to denial of benefits and applicable civil or criminal penalties.